Deposit Interest Rates
As of December 13, 2013
 

 Now Checking

  APY* Interest
Rate
Monthly compounding
$750.00 minimum to open
0.03% 0.03%
These are variable rate products.
The rate may change after account is opened.
   
     

Super Now Checking 

Monthly compounding
$2,500.00 minimum to open
APY* Interest
Rate
     
Up to $2,499.99 0.03% 0.03%
$2,500 and above 0.05% 0.05%
These are variable rate products.
The rate may change after account is opened.
   
     

 Statement Savings

  APY* Interest
Rate
Semi-annually compounding
  May 31st & Nov 30th
$50 minimum to open
$10 minimum to open (youth)
0.03% 0.03%
These are variable rate products.
The rate may change after account is opened.
   
     

Health Savings Accounts

  APY* Interest
Rate
Monthly compounding
No minimum to open
 
0.03% 0.03%
These are variable rate products.
The rate may change after account is opened.
   
     

Money Market Savings

Monthly compounding
$2,500.00 minimum to open
APY* Interest
Rate
Up to $2,499.99 0.05% 0.05%
$2,500.00 - $24,999.00 0.08% 0.08%
$25,000.00 - $49,999.99 0.12% 0.12%
$50,000.00 and above 0.20% 0.20%
These are variable rate products.
The rate may change after account is opened.
   
     

Community Advantage Money Market Savings

Monthly compounding
$5,000.00 minimum to open
APY* Interest
Rate
Up to $4,999.99 0.08% 0.08%
$5,000.00 - $24,999.99 0.12% 0.12%
$25,000.00 - $49,999.99 0.15% 0.15%
$50,000.00 and above 0.40% 0.40%
These are variable rate products.
The rate may change after account is opened.
   
     

Certificates of Deposit

Semiannually compounding
$1,000.00 minimum to open
APY* Interest
Rate
182 Day 0.08% 0.08%
12 Month 0.20% 0.20%
13 Month 0.35% 0.35%
18 Month 0.30% 0.30%
24 Month
One time bump option per 24 month period
0.40% 0.40%
25 Month 1.00%  1.00% 
30 Month 0.40% 0.40%
48 Month 0.75% 0.75%
Substantial penalty for early withdrawal.    
     

IRAs

Quarterly Compounding
Opened for less than $1,000.00 will earn the regular savings rate
$1,000.00 or more, regular IRA rates apply
APY* Interest
Rate
12 Month 0.20% 0.20%
30 Month 0.40% 0.40%
48 Month 0.75% 0.75%
     
*APY = Annual Percentage Yield    
APY Assumes interest remains on deposit for one full year.    
New York Prime rate as of 12/16/08 is 3.25%    
Applicable fees may reduce earnings    
     

Rates as of December 13, 2013