Deposit Interest Rates
As of May 4, 2015
 

 Now Checking

  APY* Interest
Rate
Monthly compounding
$750.00 minimum to open
0.03% 0.03%

These are variable rate products.
The rate may change after account is opened.

Applicable fees may reduce earnings.

   
     

Super Now Checking 

Monthly compounding
$2,500.00 minimum to open
APY* Interest
Rate
Up to $2,499.99 0.03% 0.03%
$2,500 and above 0.05% 0.05%

These are variable rate products.
The rate may change after account is opened.

Applicable fees may reduce earnings.

   
     

 Statement Savings

  APY* Interest
Rate
Semi-annually compounding
  May 31st & Nov 30th
$50 minimum to open
$10 minimum to open (youth)
0.03% 0.03%

These are variable rate products.
The rate may change after account is opened.

Applicable fees may reduce earnings.

   
     

Health Savings Accounts

  APY* Interest
Rate
Monthly compounding
No minimum to open
 
0.03% 0.03%

These are variable rate products.
The rate may change after account is opened.

Applicable fees may reduce earnings.

   
     

Money Market Savings

Monthly compounding
$2,500.00 minimum to open
APY* Interest
Rate
Up to $2,499.99 0.05% 0.05%
$2,500.00 - $24,999.00 0.07% 0.07%
$25,000.00 - $49,999.99 0.10% 0.10%
$50,000.00 and above 0.17% 0.17%

These are variable rate products.
The rate may change after account is opened.

Applicable fees may reduce earnings.

   
     

Community Advantage Money Market Savings

Monthly compounding
$5,000.00 minimum to open
APY* Interest
Rate
Up to $4,999.99 0.07% 0.07%
$5,000.00 - $24,999.99 0.10% 0.10%
$25,000.00 - $49,999.99 0.12% 0.12%
$50,000.00 and above 0.35% 0.35%

These are variable rate products.
The rate may change after account is opened.

Applicable fees may reduce earnings.

   
     

Christmas Club

APY* Interest
Rate
$1.00 minimum to open 0.03%  0.03% 

These are variable rate products.
The rate may change after account is opened.

Applicable fees may reduce earnings.

   
 

Club Account

  APY* Interest
Rate
$1.00 minimum to open  0.03% 0.03% 

These are variable rate products.
The rate may change after account is opened.

Applicable fees may reduce earnings.

   
 

Certificates of Deposit

Semiannually compounding
$1,000.00 minimum to open
APY* Interest
Rate
182 Day 0.08% 0.08%
12 Month 0.25% 0.25%
13 Month 0.35% 0.35%
18 Month 0.40% 0.40%
24 Month
One time bump option per 24 month period
0.40% 0.40%
25 month   0.80% 0.80% 
30 Month 0.40% 0.40%
48 Month 1.75% 1.75%
Substantial penalty for early withdrawal.    
     

IRAs

Quarterly Compounding
Substantial penalty for early withdrawal.
APY* Interest
Rate
12 Month 0.20% 0.20%
30 Month 0.40% 0.40%
48 Month 1.76% 1.75%
     

IRA Statement Savings

  APY* Interest
Rate
Quarterly compounding
$50.00 minimum to open
0.03%   0.03%

These are variable rate products.
The rate may change after account is opened.

   
     

Self-Directed IRA Savings

  APY* Interest
Rate
Quarterly compounding
$50.00 minimum to open
 0.03% 0.03%

These are variable rate products.
The rate may change after account is opened.

   
     
*APY = Annual Percentage Yield    
   
   
   
     

Rates as of May 4, 2015