AGRICULTURE

   
   
Operating Loans:

Our Ag Line of Credit is available for all your farming needs.  An Ag Loc allows you to pay operating expenses without the hassle of a trip to the bank every time you make a purchase.  With this product, you write checks for the items you buy, and once your farm checking account balance falls below $500.00, increments of $100.00 will be transferred from your line of credit to your checking account.  Your monthly statements contain information on each transaction you made as well as your payment due for that month.  You can make principal payments at any time to reduce the outstanding balance of the loan, and then draw the full amount of the loan again.

   
   
Equipment Loans:

Need a new tractor, tillage, or harvest equipment?  Our loans can help with the purchase of both new and used farm equipment.  You can choose a variety of plans for fixed and variable rate programs, and make your payments monthly, quarterly, semiannually, or annually.

   
   
Farm Real Estate Loans:

Looking to buy some new farm land, or maybe refinance your current Ag Real Estate loan?  We have loans available at fixed and variable rates, with payments made monthly, quarterly, semiannually, or annually. 

   
   
Link Deposit Programs:

Link deposit programs are available to Ohio farmers, providing a reduced rate operating loan based on financial need for qualifying applicants.  This program has a seasonal application and requests must be submitted annually, prior to the planting season.  See us for your reduced rate options – deadline for applications is the first week of March.

   
   
Water Pollution Control Link Loan: Need no-till equipment?  Under the EPA Link Program, farmers who practice sound conservation, including drainage practices and manure management, are eligible for reduced rate term loans.
   
   
Agricultural Links: Chicago Board of Trade

Defiance, Ohio: National Weather Service

Water Pollution Control EPA Link Program

Ohio Treasurer of State

Paulding County Area Foundation